FHA
3.5%
560 Fico
12 mos work history
Usda
0% Down
600 fico
VA
0% down
as low as 500
home Ready | Home Possible
1% down
620 Fico
down payment assistance
calhfa
660 fico
Finance 2% closing costs
bank statements
program
(Self Employed)
1 mos, 3 mos, 12 mos
asset Utilization
no income
assets used to qualify
dscr Investor
reverse mortgages
62 age +
no min fico
heloc & Heloans (2nd)
full Doc or Bank Statements
construction
680 Fico
70% ltv/Cltv
construction w/
12 mos land seasoninG
- Use future Value for ltv/cltv
- Option to have upfront costs to aquire building approval be reimbursed
- no further money down
- no payment during construction
- option to lock at time of complete construction
Land
5% Down
commercial
65% ltv/cltv
use income from property to qualify
hard money
small business
Products Available for:
Bankruptcy in the previous 2 yrs, Short Sale, Foreclosures, Mortgage Lates in the last 12 months